Valley National Bank

Valley National Bank was founded in 1927, and now has over 200 locations in New Jersey, New York, Alabama, and Florida. It lauds itself as a financial institution dedicated to transparency and the long-term goals of its customers, which is why it offers a series of straightforward credit cards to choose from. Browse credit cards below.

Advertiser Disclosure – Credit cards and other offers on this site may be from companies from which BestCards.com receives compensation. This may determine which products are featured on the site, the pages where you may see them, and the order in which they may appear. However, such partnerships do not influence the opinions of our experts and we are not compensated for writing favorable reviews of our partners' products. Please note that, while we frequently publish new credit card reviews and other content, BestCards.com does not include every possible credit card available in the market.

Showing 6 Cards

Sort By Column Name:

Valley Visa Signature® College Real Rewards Card

BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good

Valley Visa Signature® College Real Rewards Card

• 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
• 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
• 29.99% variable based on the Prime Rate Cash Advance APR
• 0% for 6 months from account opening date Intro Purchase APR

The Visa Signature College Real Rewards Card from Valley National Bank makes building good credit while in school look easy. Coming from a full line of uncomplicated cards, this option allows students to get started on their credit while earning a steady 1.5x points on purchases, with modest bonuses and introductory APRs in between.

• Best Benefits
• Rates & Fees
• Why Should You Apply?

• 0% introductory APR on purchases for 6 months
• 0% introductory APR on balance transfers for 6 months
• 3% cash back at gas stations
• 2% cash back at supermarkets
• 1% cash back on all other purchases
• 2,500 bonus points on your very first purchase with no spending requirement

• Intro Purchase APR: 0% for 6 months from account opening date
• Regular Purchase APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
• Intro Balance Transfer APR: 0% for 6 months from account opening date
• Balance Transfer APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 29.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $41
• Return Payment Penalty Fee: Up to $41

• You’re getting ready to start college and can utilize the introductory APR on dorm room supplies and textbooks
• You have little to no credit history established
• You want to build credit without missing out on rewards

Valley Visa® Platinum Card

BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair

Valley Visa® Platinum Card

• 19.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
• 19.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
• 29.99% variable based on the Prime Rate Cash Advance APR
• 0% for 18 months from account opening date Intro Purchase APR

The Valley Bank Visa® Platinum Card is a basic regional card with low APRs and an extensive introductory period; in other words, it could be the right card for handling that pesky balance you’ve been trying to get rid of or making that large purchase you’ve been considering.

• Best Benefits
• Rates & Fees
• Why Should You Apply?

• 0% introductory APR for 18 months on purchases
• 0% introductory APR for 18 months on balance transfers
• No annual fee
• Visa protections, including car rental collision waivers and zero fraud liability

• Intro Purchase APR: 0% for 18 months from account opening date
• Regular Purchase APR: 19.24% to 29.24% variable based on creditworthiness and the Prime Rate
• Intro Balance Transfer APR: 0% for 18 months from account opening date
• Balance Transfer APR: 19.24% to 29.24% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 29.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $41
• Return Payment Penalty Fee: Up to $41

• You’re interested in banking with a regional institution
• You want a simple card that doesn’t distract with rewards
• You can take advantage of the lengthy introductory APR

Valley Visa Signature® Real Rewards Card

BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required

Valley Visa Signature® Real Rewards Card

• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
• 25.99% variable based on the Prime Rate Cash Advance APR
• 0% for 6 months from account opening date Intro Purchase APR

• Best Benefits
• Rates & Fees
• Why Should You Apply?

• Earn 1.5 points for every dollar you spend
• Get 2,500 bonus points after your first purchase
• 0% introductory APR on purchases for 6 months
• 0% introductory APR on balance transfers for 6 months

• Intro Purchase APR: 0% for 6 months from account opening date
• Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Intro Balance Transfer APR: 0% for 6 months from account opening date
• Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 25.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $40

Valley Premier Rewards American Express® Card

BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required

Valley Premier Rewards American Express® Card

• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
• 23.99% variable based on the Prime Rate Cash Advance APR

• Best Benefits
• Rates & Fees
• Why Should You Apply?

• Earn 4x points at restaurants
• Earn 3x points with airlines
• Earn 2x points at gas stations
• Earn 1x points on uncategorized purchases
• Global Entry/TSA PreCheck reimbursement
• No foreign transaction fees
• Annual fee waived the first year

• Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 23.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
• Annual Fee: $0 for the first 12 months. After that, $99
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $35

Valley Cash Rewards American Express® Card

BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required

Valley Cash Rewards American Express® Card

• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
• 14.49% to 23.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
• 23.99% variable based on the Prime Rate Cash Advance APR
• 0% for 6 months from account opening date Intro Purchase APR

• Best Benefits
• Rates & Fees
• Why Should You Apply?

• 3% cash back at gas stations up to $6,000 per year
• 2% cash back at supermarkets
• 1% cash back on all other purchases
• $25 reward bonus after your first purchase
• No annual fee

• Intro Purchase APR: 0% for 6 months from account opening date
• Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Intro Balance Transfer APR: 0% for 6 months from account opening date
• Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
• Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Cash Advance APR: 23.99% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $40
• Return Payment Penalty Fee: Up to $35

You’ve viewed 5 of 6 credit cards

Are you sure you want to delete this saved comparison?

Confirmation

You will exit this comparison. Any unsaved changes will be lost.

About Valley Bank

Valley National Bank, also known as Valley Bank, is a Northeastern bank thank also serves consumers and businesses on the Southern Coast of the United States.

Valley Bank is a subsidiary of Valley National Bancorp, which has branches in Florida, Alabama, New York, and New Jersey. The bank’s history dates to 1927 and prides itself on never having lost money in any quarter since that time. According to Valley, “even during the most challenging economic times, we have never stopped lending to our customers.”

Today, Valley Bank offers a full range of services and products to businesses and consumers, including checking and savings accounts, loans, mortgages, credit cards, investments, and small business banking services.

Branch Locations

Valley National Bank currently operates in four U.S. states: Alabama, Florida, New Jersey, and New York. The bank runs over 200 branches in these four states, plus fee-free ATMs.

For a complete listing of Valley National Bank locations, please visit the bank’s dedicated locations page.